There are other additional you ought to know as far as Medicare advantage plans are concerned. One is that you must have enrolled with Part A and Part B for you to be considered in a Medicare advantage plan. Part A and Part B takes into consideration all the costs accrued from visiting various facilities and specialist and it also encompasses benefits that exceeds the 365 days limit stated in the policy. You need to be aware that you may not be considered in the Medicare advantage plan if you do not hold Part A and Part B.  Get one at

Secondly, each medigap policy must be identified as “Medicare Advantage Insurance. Medigap is a very different thing as far as health insurance is concerned and with that idea in mind, you must know that the Medicare advantage plans must be clearly identified as “Medicare Advantage Insurance”. This is basically because, some specialist and facilities within the network will want to see that you are actually a beneficiary of the Medicare plans in one way or another.

Thirdly, the Medicare advantage plan you are thinking of enrolling in will only cover your health care services as a single beneficiary. Unlike other insurance policies where the father is allowed to add his spouse and children as beneficiaries, this particular plan does not cover even your spouse. This is simply because it is meant for individuals who have attained the age of 65 and in that case, hi/her spouse will be covered as an independent beneficiary. Besides the premiums contributed for this particular plan are relatively lower hence the need to restrict who benefits from the plan and who doesn’t.

If you have attained the age of 65 and you feel like taking an insurance cover that will cater both for your spouse’s needs and yours, you might need to consider taking another plan which will accept other beneficiaries. An example of such a plan is the Advantage plus insurance plan. With this insurance plan, you are allowed to bring one or more beneficiaries on board despite the fact that the premium contributions might be lower than that of the Medicare advantage plan.

Most people love being covered as a couple, and when this is denied, they tend to look for another plan that will guarantee their wished both in short and in the long run.